We All know various ads, billboards, and commercials selling different types of insurance coverage. But why is insurance seemingly important? Insurance is designed to pay for different types of allegations depending on the type of protection that has been bought. Insurance may seem expensive but it can be a great help in protecting our cars, homes, things, and our own physical well-being. Law requires some types of coverage, while others can be payed for in addition. An experienced insurance agent can go over your best options regarding rates and coverage. auto insurance quotes Salem OR